A Leading Fintech Company Specialising in Asset Backed Lending
Our Philosophy
Transparent, Honest & Fair Asset Finance
At LBL Asset Finance, we have over 50 years of combined experience in the high-cost credit sector. We specialise in implementing streamlined, automated systems that deliver quick and principled loans whilst effectively managing your debt portfolio.
As one of the leading fintech companies in London, our philosophy centres on creating a comprehensive fintech ecosystem by partnering with top-tier software providers. This unique approach ensures that our clients have access to affordable credit solutions whilst also benefitting from the latest advancements in the fintech space.
At LBL Asset Finance, we aim to create a holistic fintech ecosystem. We specialise in subprime lending and prioritise efficiency and integrity every step of the way. Our expert team believes in leveraging cutting-edge technology to deliver fast and fair financial solutions for every client.
Meet The Team
Suzanna Walker
Suzanna Walker is a seasoned Compliance Consultant with two decades of experience specialising in consumer credit and mortgage-authorised firms. She has worked with both the Financial Services Authority and its successor, the Financial Conduct Authority. Suzanna provides ongoing risk and compliance support to LBL.
Matthew Miller
Matthew Miller is a highly regarded figure in the financial markets, recognised as an accomplished Debt Buyer and Lending Principal. With over 20 years of experience in banking, mergers, and acquisitions at Merrill Lynch and Bank of America, he leveraged his expertise to acquire various companies, including Suttons and Robinsons Asset Finance. His strategic leadership enhanced profitability, improved management, and facilitated successful buyouts. In 2013, Matthew successfully sold Suttons and Robinsons to The Money Shop.
Andrew Lazarus
Andrew Lazarus the Managing Director of the Company, has an extensive background in subprime lending and high-cost credit. With over 40 years of experience in the sector, he has been involved with multiple businesses, ensuring the smooth operation of the Company as a regulated subprime lending entity.
Testimonials
Our Services
Subprime Lending
With years of experience in delivering fast, short-term financing solutions, we specialize in helping individuals secure funds quickly. Our expertise in subprime lending allows us to offer flexible financing options, making access to capital possible—regardless of credit history.
Debt Purchase
LBL Asset Finance, in addition to its established asset financing operations, has strategically expanded into the debt purchase loan sector. The company offers loans to its borrowers to acquire discounted consumer debt, adding to its growing portfolio and creating a substantial new revenue stream. Committed to responsible financial solutions, LBL works closely with its borrowers to rehabilitate bad debt, helping them improve their credit scores and regain financial stability.
With a customer-focused approach, LBL Asset Finance continues to strengthen its position in the loan industry, offering comprehensive solutions that benefit both the business and its clients.
Our professional debt borrowers ensure that all debts are collected in a way that is fair, respectful, and lawful. Through effective communication, innovative technology and efficient systems, we have excelled in the debt lending space. Both loan sectors have established themselves as a fundamental component for LBL asset finance. Focusing on the effective management and minimisation of bad debt.
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Debt Recovery / Debt Collection
Our borrowers adhere to strict debt recovery services to ensure that all debts are collected in a way that is fair, respectful, and lawful. Through effective communication, innovative technology, and efficient systems, we have excelled in the ethical debt lending space.
Focusing on the effective management and minimisation of bad debt, we are committed to achieving our goals through strict adherence to FCA criteria. Our borrowers offer fair and flexible repayment plans tailored to unique customer needs in order to address and resolve bad debts.
LBL Asset Finance FAQs
Debt purchase involves acquiring overdue consumer debts from original creditors while adhering to principles of fairness, transparency, and responsible debtor treatment. Instead of focusing solely on financial recovery, debt purchasers and collectors ensure that transactions and collections comply with legal and regulatory standards while prioritising respectful and constructive engagement with consumers.
We pride ourselves on our quick application process, which allows us to give you your decision as fast as possible. If you’re approved, the funds can be released to you within 24 hours. This depends on a multitude of different factors, though, including the complexity of your application and the value of your assets. If you want to find out more, contact a member of our team today.
Subprime lending is designed for anyone who has poor or limited credit. If you do not qualify for traditional loans, subprime lending may be the perfect solution for you. We tailor every single one of our financial solutions to your bespoke needs.
Our short-term finance solutions are ideal for anyone who needs quick finance and who currently owns a suitable asset. We assess every application based on asset value rather than your credit score, making finance more accessible than ever before.
We specialise in offering secure, asset-backed loans to a wide range of clients across the UK. Our services cater not only to individual consumers in need of reliable financing, but also to companies that purchase defaulted consumer debt as part of their business operations. What sets us apart is our unwavering commitment to security—every loan we provide is asset backed , giving both borrowers and investors peace of mind. Whether you’re looking to access funds quickly or seeking financial support to grow your portfolio of distressed consumer debt, our asset-backed lending solutions are designed to meet your specific needs with transparency, speed, and professionalism.